Portfolio Manager – Credit Cards

3 - 6 years

0 Lacs

Posted:1 day ago| Platform: Linkedin logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Key Responsibilities:


Portfolio Management & Growth:

• Monitor and analyse key portfolio metrics across spend behaviour, attrition rates, activation and customer engagement.

• Develop and implement strategies to enhance customer lifetime value and reduce attrition.

• Identify opportunities to enhance credit card usage through campaigns, rewards and benefits.

• Collaborate with the marketing team to design and drive portfolio strategy.


Strategic Alliances & Partnerships:

• Identify and prospect new alliances that can enhance the credit card portfolio.

• Manage the end-to-end partnership process from ideation to deal closure.

• Negotiate commercial agreements and structure mutually beneficial relationships

• Work with partners to implement offers, ensuring smooth execution and tracking of performance.


Customer Insights & Data Analytics:

• Analyse customer data to derive insights on spend patterns, retention drivers, and potential risks.

• Utilize Excel and data visualization tools to track performance trends.

• Present insights and recommendations to senior management through reports and presentations.


Cross-functional Collaboration:

• Work closely with the tech team to enhance customer experience.

• Align with Bank’s and Credilio operations and customer service teams to ensure issue resolution.

• Partner with the Bank’s risk and compliance teams to ensure adherence to regulatory guidelines.


Required Qualifications & Experience:

credit card portfolio management

• Strong understanding of credit card lifecycle management, customer segmentation, and portfolio profitability.

• Experience in forging alliances and partnerships in the financial services space.

• Hands-on experience with data analysis and reporting.

• Excellent communication, negotiation, and stakeholder management skills.


Location: Andheri, Mumbai




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