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2.0 - 7.0 years
4 - 8 Lacs
Ahmedabad, Rajkot, Surat
Work from Office
Role & responsibilities Job Description- 1. Should have a good experience in sales of Lap products. 2. Should have a good exposure in the DSA and connector Channel. 3. Should have experience in handling Mid ticket size mortgage products. 4. Ticket Size - 5 Lacs to 2 Cr
Posted 2 weeks ago
0.0 - 5.0 years
1 - 4 Lacs
Virar, Boisar, Mumbai (All Areas)
Work from Office
Role & responsibilities Initiate Daily, Weekly and Monthly sales planning. Effective communication of individual target expectation and team target expectation to the team and plan accordingly. Adherence of anywise sales plan for self and his team for market activities. Ensuring regular follow up to track progress of team and take corrective action wherever required. Ensuring proper planning and availability of resources in advance for all market activities, coordinate with Branch Manager for activities which will be done in conjunction with other branch staff. Maintain daily sales efficiency by ensuring leads are updated in daily sales report by team. Initiate NPA customer calling for pending payments Responsible for ME target for the region. Ensure achievement of the assigned target & create healthy branch portfolio. ensure productivity of sales team BSMs and SOs. Perks and benefits PF Incentives
Posted 2 weeks ago
5.0 - 10.0 years
4 - 9 Lacs
Bikaner
Work from Office
Business Development & Sales Management: Achieve monthly and quarterly disbursement targets for HL & LAP. Identify new business opportunities through DSAs, connectors, and direct sourcing. Expand presence in untapped semi-urban and rural markets. Team Leadership: Manage and mentor a team of Branch Managers, Relationship Officers, Collection Staff, and Operations Personnel. Monitor daily performance and conduct regular reviews and trainings. Ensure productivity and retention of team members. Channel Management: Onboard and manage DSA partners, builders, and referral networks. Ensure partner productivity and timely payouts. Credit & Risk Coordination: Ensure high-quality sourcing by coordinating with credit teams for proper appraisal. Minimize delinquency by ensuring timely customer follow-up and pre-screening. Operations & Compliance: Ensure adherence to company policies, KYC norms, and audit requirements. Monitor TAT for file processing, disbursal, and documentation. Portfolio Management: Regularly monitor bucket-wise delinquencies and initiate early collection efforts. Coordinate with collection teams to ensure low NPA levels. Required Qualifications & Skills: Graduate/Postgraduate in any stream (preferably Finance/MBA). Minimum 510 years of experience in HL/LAP sales, with 2+ years in team/cluster leadership. Prior experience in an NBFC or HFC is mandatory. Strong knowledge of the local market and geographies. Good understanding of financial documents, property laws, and credit practices. Proficient in MS Office and CRM systems. Strong communication, leadership, and interpersonal skills.
Posted 2 weeks ago
1.0 - 3.0 years
2 - 3 Lacs
Morbi, Jamnagar, Rajkot
Work from Office
Job description Preferred candidate profile Minimum 1 year experience required in Mortgage, Home Loan Sales or any banking products sales. Interested candidate can call or share you updated CV on, shashank.gaikwad@ujjivan.com
Posted 2 weeks ago
1.0 - 6.0 years
1 - 2 Lacs
Chennai, Coimbatore, Bengaluru
Work from Office
Candidate Should Have Minimum 6 Months Experience in BANKING Sales Candidate Should have Own Bike Home Loan Sales Immediate Joiner FRESHER CAN ALSO APPLY Candidates Can Call @HR JYOTI - 9266056478/WHATSAPP RESUME
Posted 2 weeks ago
1.0 - 5.0 years
1 - 2 Lacs
Sultanpur, Jaunpur, Lalitpur
Work from Office
Greetings!! Designation: Relationship Manager Minimum Qualification: Graduate Function/ Department: Sales Company: Aavas Financiers Job Description: Ability to understand customers need, explain various products and convince them about the product offerings. Should be able to manage overall responsibilities including customer expectations. Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Product - Home Loan & Loan Against Property Required Candidate profile: Experience: 1yr& above Customer retention Good communication skills and coordination skills Good convincing and negotiation skills Two wheeler is mandatory Candidate should be open for Field sale Please share your resume on purnima.gupta@aavas.in
Posted 2 weeks ago
5.0 - 10.0 years
10 - 15 Lacs
Bareilly
Work from Office
Role & responsibilities Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions Handle oversight & review of central underwriting of Used Car/ Unsecured Business Loan in the mapped cluster. Establish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch level Analyze the on ground delinquencies market trends specific to the area location and provide related feedback to Geography credit manager and branch Functionally manage the central credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy Review credit evaluation reports, evaluate borrower risk, transaction and underlying security and make recommendations in line with the assessment Responsible for sanction decisioning as per the Credit Appraisal process and deviation matrix Collaborate with technical and legal teams for comprehensive assessment for underwriting and maintaining TAT of the complete loan sanctioning timelines Monitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targets Mentor and guide the central credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity level of central credit manager and conduct periodic branch visits for supervision and better oversight. Assess the training and development needs of the team and continuously improve underwriting capability Should be willing to adapt to digital tools and processes Preferred candidate profile 5-10 years of relevant experience in Central underwriting Deep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if any Knowledge of local markets and trends in retail lending Deep experience & understanding of retail financial services across NBFCs, banking Ability to liaison & follow-up with external and internal stakeholders Understanding of CIBIL and other checks required to validate customers credibility
Posted 2 weeks ago
4.0 - 9.0 years
6 - 10 Lacs
Faridabad, Delhi / NCR
Work from Office
ABOUT US Piramal Group is a global business conglomerate with diverse interests in Pharma, Financial Services and Real Estate. The Group has offices in over 30 countries and a global brand presence in more than 100 markets. Led by Mr. Ajay Piramal, the Chairman, Piramal Group is a torchbearer of trusteeship and responsible business ethos. Based on the philosophy of Doing Well and Doing Good, the Group continues to create long-term value for its stakeholders and the community at large. Piramal Retail Finance, the consumer lending platform of Piramal Enterprises Limited, engages in various financial services businesses. It is focused on serving all lending needs of consumers and small businesses across Bharat, differentiating through product personalisation & superior customer experience. currently offers multiple products in its target markets including Affordable Housing loans, Mass Affluent Housing loans, Loans Against Property, Secured Small Business Lending, Digital Purchase Finance, Digital Personal Loans, and Used-Car loans across Tier I, II and III cities. Focused on building strong partnerships, the Company offers an Artificial Intelligence (AI) enabled multi-product retail lending platform by augmenting a Digital at its Core’ strategy via physical customer connect-points for budget customers of Bharat. Its vision is to reach to ‘Bharat’ customer segments, especially those that do not have easy access to the Indian financial systems, across geographies. Internal Use--Confidential Credit Manager Business Unit: PCHFL Branch Underwriting Vertical Location: - 1A/1B/1C Band/Grade Department: Branch Underwriting Degree of travel required Moderate Purpose of Job: Piramal Capital & Housing Finance ltd., as a commitment to serve all lending needs of consumers of “Bharat” is hiring Credit manager for its retail business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case. External Internal Key Stakeholders: • Credit Head for HFC • Customers • Risk & Compliance team • Vendors • Credit Analyst and Operations • Internal auditors • Legal team • Credit Bureaus • Sales team • Collections team Reporting Structure: Essential Qualifications: Role directly reports to Positions that reports into this role Area Manager - Credit Underwriting - • Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate • 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) • Deep experience & understanding of retail financial services across NBFCs, banking Essential Experience / skills: • Knowledge of local markets and trends in retail lending • Understanding of local business and micro economy • Ability to work under tight deadlines and to prioritize conflicting and changing priorities • Keen understanding and focus on risk, controls, compliance and regulatory framework • Ability to liaise with internal stakeholders and cross-functional teams • Strong customer focus and management of stakeholder expectations • Strong analytical & communication skills (written & verbal) • Should be willing to adapt to digital tools and processesRoles and responsibilities • Responsible for upholding the Piramal brand by preparing quality proof proposal document detailing the loan eligibility as underwriting/sanction procedure for approving/rejecting loan applications procured by Sales Continued • Conduct meetings and personal discussion (PD) with customers to understand their business, profile and loan requirement, and visiting business premise, property and residence of customer at the time of PD • Assess borrowers profiles, repayment capacity and income stability to understand credit worthiness of customer by analysis of all documents, observation & findings of PD • Analyse all customer related information in line with credit & risk policy to check eligibility • Understand actual business income & expenses (other than reported income) of customer • Interpret results of financial analysis, banking analysis and bureau reports • Study, analyse and interpret legal & technical reports of property and other internal check reports • Responsible for Underwriting and sanction of Home loan/loan against property files sourced by sales team and preparing the required proposal document detailing the loan eligibility • Revert on post sanction conditions prior to disbursement based on queries raised by the team • Provide recommendation on complex cases to supervisors for seeking necessary decision based on deviation/ approval matrix • Co-ordinate and communicate with different departments • Maintain TAT as per guidelines • Adhere to the policy/ process laid out by the Central team on all loan applications being processed • Closely monitor on non-starters/first EMI bounce trends • Ensure compliance on all aspects stipulated by company and regulatory committees • Maintain and report various MIS to monitor portfolio performance and risk • Continuously improve underwriting capability based on portfolio performance Key performance indicators • Disbursement Amount • Quality of Book • Business Process • TAT for File Movement • Adherence to credit norms & sanctioning conditions Core Competency: • Strong Management and Leadership Skills - Lead by example with good team management skills • Execution & Delivery - Takes ownership providing timely and result oriented solutions with operational excellence • Accountability - Responsible for the tasks assigned under the ambit of the key responsibilities of the role and additionally for any dependencies with cross functional teams • Team - Work & Collaboration - Fosters a culture of trust, collaboration and support • Effective Communication - Communicates timely and responsively with clarity and effect (both verbal and written). Seeks and provides feedback • Innovation – Self driven and encourages others to actively look beyond boundaries for new insights and opportunities for success • Customer Service Orientation - Identifies and anticipates customer needs and responds to them by maintaining long term relationships Interested Eligible Candidates email updated resume Copy Regards, Reena.rai@piramal.com
Posted 2 weeks ago
1.0 - 6.0 years
1 - 4 Lacs
Gurugram
Work from Office
Roles and Responsibilities 1 to 5 years experience in Housing Finance HFC or Mortgage Industry in the affordable/mass affluent sales Ability to liaison & follow up with customers, channels and internal stakeholders. Good written & verbal communication skills Ability to work under tight deadlines Responsible for empanelment of channel and acquiring the customers for Home Loan from open market and developer relationships Responsible for ensuring the adherence of KYC documents as per the guidelines by the company Responsible for achieving the cross sell targets from the Home Loan customers like insurance or any other appropriate product which may come up from time to time Responsible for establishing the Piramal brand and managing the sales and business development activities for Home Loans with focus on affordable mass affluent segment in the assigned hub location The incumbent is required to have a good knowledge and understanding of the local affordable/mass affluent markets and PMAY Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre sanction processing of loan, sanction, post sanction documentation, disbursement of loan, collection, new and existing customer service Responsible for ensuring the proper completion of the files within timeline as per the company checklist Desired Candidate Profile Graduate from a reputed college having experience in Home loans or Mortgage loans sales *Only candidates from Haryana -Gurgaon Delhi-NCR and experienced / interested in Sales can apply and will be considered* Walk-in Drive at Gurgaon Location 3rd Floor, Enkay Tower, Udyog Vihar, Phase 05, Gurgaon, Haryana Date of Drive : 16th August ,20th August to 23rd August ,2024 Time 10:00am to 5:00PM Mayank.bhati@piramal.com Sunil.Mehta@piramal.com Perks and Benefits Fixed salary and Travel and Mobile expenses + Attractive incentives
Posted 2 weeks ago
1.0 - 6.0 years
1 - 3 Lacs
Noida, Ghaziabad, Loni
Work from Office
Roles and Responsibilities 1 to 5 years experience in Housing Finance HFC or Mortgage Industry in the affordable/mass affluent sales Ability to liaison & follow up with customers, channels and internal stakeholders. Good written & verbal communication skills Ability to work under tight deadlines Responsible for empanelment of channel and acquiring the customers for Home Loan from open market and developer relationships Responsible for ensuring the adherence of KYC documents as per the guidelines by the company Responsible for achieving the cross sell targets from the Home Loan customers like insurance or any other appropriate product which may come up from time to time Responsible for establishing the Piramal brand and managing the sales and business development activities for Home Loans with focus on affordable mass affluent segment in the assigned hub location The incumbent is required to have a good knowledge and understanding of the local affordable/mass affluent markets and PMAY Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre sanction processing of loan, sanction, post sanction documentation, disbursement of loan, collection, new and existing customer service Responsible for ensuring the proper completion of the files within timeline as per the company checklist Desired Candidate Profile Graduate from a reputed college having experience in Home loans or Mortgage loans sales *Only candidates from Delhi-NCR and experienced / interested in Sales can apply and will be considered* Branch Location : Ghaziabad Loni, Delhi Shahdara, Faridabad, Palwal . Walk-in Drive at Noida Plot No. - 6, Block - A, Basement, Ground Floor, 1st & 2nd Floor, Phase - I, Sector - 2, Noida - 201301, Uttar Pradesh Date of Drive : 16th August ,20th August to 30th August ,2024 Meeting Manager Time 10:00am to 5:00PM reena.rai@piramal.com Perks and Benefits Fixed salary and Travel and Mobile expenses + Attractive incentives
Posted 2 weeks ago
2.0 - 7.0 years
2 - 3 Lacs
Noida, Faridabad, Delhi Lakshminagar
Work from Office
Roles and Responsibilities Selling home loans/LAP Desired Candidate Profile Graduation is mandatory, with minimum 1 year experience in Housing loan department Perks and Benefits Medical insurance Conveyance allowances 2 Saturdays off in a month Piramal Capital Housing Finance Thanks & Regards, Reena Rai Geo TA Head Delhi - NCR| Piramal Group Plot no 6, Block A,1st Floor, Phase I, Sector-2 Noida-201301 Reena.rai@piramal.com Delhi Laskminagar branch Venue Interview PCHFL Plot No A-7 ,First Floor, Patparganj Road Priyadarshini Vihar, Delhi-Laskminagar Meeting Manager : Rahul Kumar
Posted 2 weeks ago
1.0 - 6.0 years
2 - 3 Lacs
Malappuram, Thrissur, Kozhikode
Work from Office
Position : Senior Relationship Manager (Sales) Products : Housing Finance || LAP Location : Thrissur || Kozhikode || Manjeri Role & responsibilities Responsible for empanelment of channel and acquiring the customers for Loan from open market and develop relationships with DSAs and connectors. Responsible for ensuring the adherence of KYC documents as per the guidelines by the company. Responsible for achieving the Sales targets from open market and DSAs, Agents and Car Dealers Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service Responsible for ensuring the proper closure of disbursement documentation within the timeline Preferred candidate profile Graduate with 1 Year plus experience in Sales & Business Development Perks and Benefits Perks and benefits Perks and benefits :- Fixed Salary + Conveyance Allowance + Incentives How to Apply Interested candidates may please share the CV to sreeraj.mp@piramal.com
Posted 2 weeks ago
1.0 - 3.0 years
0 - 3 Lacs
Ganjam, Asansol, Jamshedpur
Work from Office
SRM DST
Posted 2 weeks ago
1.0 - 3.0 years
0 - 3 Lacs
Kolkata, Serampur Uttarpara, Howrah
Work from Office
Senior Relationship Manager (Sales), Housing Finance | LAP | Graduate with 1 Year plus experience in BFSI (Sales) Location : Howrah, Serampore Role & responsibilities Responsible for empanelment of channel and acquiring the customers for Loan from open market and develop relationships connectors. Responsible for ensuring the adherence of KYC documents as per the guidelines by the company. Responsible for achieving the Sales targets from open market and connectors Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service Responsible for ensuring the proper closure of disbursement documentation within the timeline Preferred candidate profile Graduate with 1 Year plus experience in BFSI (Sales) Age less than 40 Perks and benefits :- Perks and benefits Fixed Salary + Conveyance Allowance + Incentives How to Apply :- Interested candidates may please share the CV to somenath.sen@piramal.com Industry Type: NBFC Department: BFSI, Investments & Trading Employment Type: Full Time, Permanent Role Category: Lending Education: Any Graduate 6289598868
Posted 2 weeks ago
4.0 - 9.0 years
5 - 7 Lacs
Arcot, Vellore, Ranipet
Work from Office
Roles and Responsibilities Manage a team of sales professionals to achieve business targets through effective lead generation, customer acquisition, and relationship management. Develop and implement strategies to increase market share in the affordable housing segment. Analyze market trends, competitor activity, and customer feedback to identify opportunities for improvement. Ensure compliance with regulatory requirements and internal policies. Desired Candidate Profile 4-9 years of experience in branch sales management or similar role in banking or finance industry. Strong understanding of Affordable Housing, HL (Housing Finance), Mortgage Loans, Lap (Loan Against Property), Secured Loan products. Proven track record of achieving business targets through effective leadership and strategy execution.
Posted 2 weeks ago
12.0 - 18.0 years
16 - 20 Lacs
Lucknow
Work from Office
HDB Financial Services Ltd . is hiring for the below mentioned Role. Cluster Manager - Enterprise Lending (Location - Lucknow) Candidates with minimum 10-12 years of experience in Prime LAP product. Candidates will be a managing a set of Branches so should be in the similar role. Team handling is a must. Interested Candidates can send their CVs on email id priyanka.gangasai@hdbfs.com with the subject Line Cluster Manager_Location.
Posted 2 weeks ago
1.0 - 2.0 years
3 - 4 Lacs
Chandrapur, Sillod, Washim
Work from Office
Support and ensure provision of Excellent Customer Experience. Responsible for the day-to-day branch operations. Ensuring timely opening and closing of the branch. Service to the customers for all services, keeping high level of standards. To support the sales team in the disbursement of files To plan and implementing production processes to improve quality, productivity and performance.
Posted 2 weeks ago
3.0 - 6.0 years
4 - 6 Lacs
Panvel, Navi Mumbai
Work from Office
Job description Role & responsibilities Drive retail loan product by creating pipeline of potential clients. Identify and build relationship with new & existing clients. Ensuring the adherence of KYC documents as per the guidelines by the company. Establishing the Piramal brand and managing the sales and business development. Ensuring the proper completion of the files within timeline as per the company checklist
Posted 2 weeks ago
5.0 - 10.0 years
10 - 17 Lacs
Thane
Work from Office
Role & responsibilities Responsible for establishing the brand and managing the sales and business development activities Responsible for overall sales and cross sell targets through building and development of internal team and external channels (DSA, micro - connectors, micro campaigns and centralised leads) and also maintain adherence to customer satisfaction and profitability metrics Monitor the leads and check for the quality of sourcing and ensure quick conversion of prospects as per the targets set Implement and engage in branch promotion activities for establishing the brand and increasing market coverage. The incumbent is required to have a good knowledge and understanding of the product market Responsible for customer management including all the customer related queries, issues, grievances and focus on resolving them at the earliest along with other cross functional teams in the branch Ensure that all customer documentation is maintained in the prescribed format and transfer of documents is done safely and seamlessly Provide market feedback on product offerings, channels & processes to senior levels to improve the same Deploy and ensure adherence by team to effective controls and processes to ensure risks are measured, monitored and controlled on an on-going basis Collaborate and provide requisite data for risk management and internal audit processes Responsible for knowing and complying with all the legal requirements as per the law of the land Support collections team in assessing delinquency Ability to hire and build team and provide support to HR in hiring process Responsible for empanelment, activation, training and development of external channel partners (connectors, DSAs) and release of channel payments on time Ensure DST and channel partners (connector, DSA) development through right training initiatives Model and foster behaviours that support the organizations values and culture creating an atmosphere of trust, cooperation, accountability and dedication to the organization Monitor individual, team and DSA performance and take steps to improve productivity and correct aberrations . Ensuring that the engagement and motivation levels are high in the team. Willingness to adapt to digital tools and processes Preferred candidate profile 5-10 years of experience in sales preferably in HFC or in NBFC Ability to liaison & follow-up with external and internal stakeholders Experience of recruiting sales team and channel partners Good written & verbal communication skills Ability to work under tight deadlines Knowledge and understanding of the market Knowledge of compliance regulations as issued by NHB, RBI etc. Interested Candidates can also apply by clicking on below link- https://piramalgroup.darwinbox.in/jobs/jobsdetailed/id/a6511275eabcb6/grp_company/a64507a9f13536/custom_source/Naukri
Posted 2 weeks ago
7.0 - 10.0 years
10 - 15 Lacs
Vijayawada, Nellore
Work from Office
ABOUT US Piramal Retail Finance, the consumer lending platform of Piramal Enterprises Limited, engages in various financial services businesses. It is focused on serving all lending needs of consumers and small businesses across Bharat, differentiating through product personalization & superior customer experience. currently offers multiple products in its target markets including Affordable Housing loans, Mass Affluent Housing loans, Loans Against Property, Secured Small Business Lending, Digital Purchase Finance, Digital Personal Loans, and Used-Car loans across Tier I, II and III cities. Essential Qualifications: • Graduate from an accredited college • Post Graduation preferred Essential Experience: • 7-10 years of experience in sales preferably managing small ticket business. • Ability to liaison & follow-up with external and internal stakeholders • Experience of recruiting sales team and channel partners • Good written & verbal communication skills • Ability to work under tight deadlines • Knowledge and understanding of the market • Knowledge of compliance regulations as issued by NHB, RBI etc. Key Responsibilities: • Responsible for establishing the brand and managing the sales and business development activities • Responsible for overall sales and cross sell targets through building and development of internal team and external channels (DSA, micro - connectors, micro campaigns and centralized leads) and also maintain adherence to customer satisfaction and profitability metrics • Monitor the leads and check for the quality of sourcing and ensure quick conversion of prospects as per the targets set • Implement and engage in branch promotion activities for establishing the brand and increasing market coverage. • The incumbent is required to have a good knowledge and understanding of the product market • Responsible for customer management including all the customer related queries, issues, grievances and focus on resolving them at the earliest along with other cross functional teams in the branch • Ensure that all customer documentation is maintained in the prescribed format and transfer of documents is done safely and seamlessly • Provide market feedback on product offerings, channels & processes to senior levels to improve the same • Deploy and ensure adherence by team to effective controls and processes to ensure risks are measured, monitored and controlled on an on-going basis • Collaborate and provide requisite data for risk management and internal audit processes • Responsible for knowing and complying with all the legal requirements as per the law of the land • Support collections team in assessing delinquency • Ability to hire and build team and provide support to HR in hiring process • Responsible for empanelment, activation, training and development of external channel partners (connectors, DSAs) and release of channel payments on time • Ensure DST and channel partners (connector, DSA) development through right training initiatives • Model and foster behaviors that support the organizations values and culture creating an atmosphere of trust, cooperation, accountability and dedication to the organization • Monitor individual, team and DSA performance and take steps to improve productivity and correct aberrations . • Ensuring that the engagement and motivation levels are high in the team. • Willingness to adapt to digital tools and processes
Posted 2 weeks ago
7.0 - 10.0 years
10 - 15 Lacs
Rajahmundry, Visakhapatnam, Kurnool
Work from Office
ABOUT US Piramal Retail Finance, the consumer lending platform of Piramal Enterprises Limited, engages in various financial services businesses. It is focused on serving all lending needs of consumers and small businesses across Bharat, differentiating through product personalization & superior customer experience. currently offers multiple products in its target markets including Affordable Housing loans, Mass Affluent Housing loans, Loans Against Property, Secured Small Business Lending, Digital Purchase Finance, Digital Personal Loans, and Used-Car loans across Tier I, II and III cities. Essential Qualifications: • Graduate from an accredited college • Post Graduation preferred Essential Experience: • 7-10 years of experience in sales preferably managing small ticket business. • Ability to liaison & follow-up with external and internal stakeholders • Experience of recruiting sales team and channel partners • Good written & verbal communication skills • Ability to work under tight deadlines • Knowledge and understanding of the market • Knowledge of compliance regulations as issued by NHB, RBI etc. Key Responsibilities: • Responsible for establishing the brand and managing the sales and business development activities • Responsible for overall sales and cross sell targets through building and development of internal team and external channels (DSA, micro - connectors, micro campaigns and centralized leads) and also maintain adherence to customer satisfaction and profitability metrics • Monitor the leads and check for the quality of sourcing and ensure quick conversion of prospects as per the targets set • Implement and engage in branch promotion activities for establishing the brand and increasing market coverage. • The incumbent is required to have a good knowledge and understanding of the product market • Responsible for customer management including all the customer related queries, issues, grievances and focus on resolving them at the earliest along with other cross functional teams in the branch • Ensure that all customer documentation is maintained in the prescribed format and transfer of documents is done safely and seamlessly • Provide market feedback on product offerings, channels & processes to senior levels to improve the same • Deploy and ensure adherence by team to effective controls and processes to ensure risks are measured, monitored and controlled on an on-going basis • Collaborate and provide requisite data for risk management and internal audit processes • Responsible for knowing and complying with all the legal requirements as per the law of the land • Support collections team in assessing delinquency • Ability to hire and build team and provide support to HR in hiring process • Responsible for empanelment, activation, training and development of external channel partners (connectors, DSAs) and release of channel payments on time • Ensure DST and channel partners (connector, DSA) development through right training initiatives • Model and foster behaviors that support the organizations values and culture creating an atmosphere of trust, cooperation, accountability and dedication to the organization • Monitor individual, team and DSA performance and take steps to improve productivity and correct aberrations . • Ensuring that the engagement and motivation levels are high in the team. • Willingness to adapt to digital tools and processes
Posted 2 weeks ago
4.0 - 9.0 years
4 - 7 Lacs
Ghaziabad, Faridabad
Work from Office
Job description Role & responsibilities Drive retail loan product by creating pipeline of potential clients. Identify and build relationship with new & existing clients. Ensuring the adherence of KYC documents as per the guidelines by the company. Establishing the Piramal brand and managing the sales and business development. Ensuring the proper completion of the files within timeline as per the company checklist
Posted 2 weeks ago
1.0 - 3.0 years
1 - 2 Lacs
Mehsana, Ahmedabad, Vadodara
Work from Office
Role & responsibilities : Filed Sales Preferred candidate profile : Candidate Experienced into Secured Loan Perks and benefits
Posted 2 weeks ago
1.0 - 6.0 years
2 - 3 Lacs
Kochi, Kottayam, Kozhikode
Work from Office
Position : Senior Relationship Manager (Sales) Products : Housing Finance || LAP || Personal Loan Location : Kochi, Kozhikode, Kottayam Role & responsibilities Responsible for empanelment of channel and acquiring the customers for Loan from open market and develop relationships with DSAs and connectors. Responsible for ensuring the adherence of KYC documents as per the guidelines by the company. Responsible for achieving the Sales targets from open market and DSAs, Agents and Car Dealers Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service Responsible for ensuring the proper closure of disbursement documentation within the timeline Preferred candidate profile Graduate with 1 Year plus experience in Sales & Business Development Perks and Benefits Perks and benefits Perks and benefits :- Fixed Salary + Conveyance Allowance + Incentives How to Apply Interested candidates may please share the CV to sreeraj.mp@piramal.com
Posted 2 weeks ago
2.0 - 7.0 years
2 - 5 Lacs
Noida, New Delhi
Work from Office
Hiring Hiring Hiring!! HDB Financial Services Ltd. is hiring for #senior Sales Manager for LAP vertical . Profile: #Senior Sales Manager ( individual Role) Product : Prime LAP #Location:- #Delhi / #Noida #Exp required : Min 2 years of exp. in LAP / HL/ Working capital product. #Preference : Immediate joiner or 30 days NP and local candidates are preferred. Share your updated Resume : priyanka.gangasai@hdbfs.com
Posted 2 weeks ago
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