4058 Lap Jobs - Page 28

Role & responsibilities Job Purpose: To manage and oversee the credit underwriting function for Loan Against Property (LAP) for the assigned region, ensuring high-quality credit appraisal, policy adherence, and portfolio health, while supporting business growth objectives. Key Responsibilities: Credit Appraisal & Underwriting: Evaluate and underwrite LAP proposals in line with company policy and risk appetite. Analyze borrower financials, property documents, market valuation, and credit bureau reports. Ensure timely processing of files to support business turnarounds. Team & Stakeholder Management: Manage and guide a team of credit officers/managers across the region. Collaborate with sales, operations, and legal teams to streamline the credit approval process. Conduct regular training and development sessions for the team. Policy Compliance & Risk Management: Ensure adherence to internal credit policies, regulatory guidelines, and audit requirements. Identify early warning signals and initiate corrective measures for high-risk accounts. Recommend modifications to credit policy based on regional portfolio performance. Portfolio Quality: Monitor disbursed portfolio quality through periodic reviews and field visits. Ensure healthy portfolio performance and minimize delinquency and NPAs. Conduct post-disbursement checks and field investigations where required. MIS & Reporting: Prepare and present region-wise credit reports, portfolio analysis, and risk metrics. Share actionable insights with senior management for strategic decisions. Preferred candidate profile Graduate/Postgraduate in Finance, Commerce, or a related field. CA/MBA preferred. 712 years of experience in credit underwriting, with strong exposure to LAP segment. In-depth knowledge of credit appraisal, property legal & technical evaluation, and risk analysis. Strong analytical, decision-making, and leadership skills. Regional market understanding and hands-on field experience preferred.

Roles and Responsibilities Generate leads from open market and convert them into business opportunities by providing home loan solutions. Develop strong relationships with customers through effective communication, negotiation, and relationship management skills. Identify customer needs and provide tailored mortgage products such as LAP loans, housing finance, affordable housing options, etc. Meet sales targets set by the organization while maintaining high levels of customer satisfaction.

Role & responsibilities Preferred candidate profile Designation : Sr. Relationship Manager HT LAP Grade : M1/M2 Location : Ahmedabad Reporting Manager : ZSM No. of Position : 1. Product : Mortgage loans (LAP) Ticket size : 5 Cr. to 25 Cr. DSA handling experience required Graduate in any field Age below 42 years

Position - Unit Sales Manager Role - Bancassurance Role Vertical - Banc Home You need to maintain relationship with ICICI Bank and cross sell home insurance to the home loan customers of ICICI Bank. Personal Conveyance is mandatory.

Dear Candidate, We are hiring for Associate Sales Consultant (Experienced Candidates ). Interested candidates share their jaishree@paisabazaar.com or WhatsApp your resume to "9319884479" OR Directly come for F2F interview mention " HR JAISHREE" on the top of your resume. FOR INSTANT REPLY SHARE YOUR RESUME @9319884479 - HR Jaishree **Immediate joiners will be preferred** INTERVIEW DETAILS : Show this mail on reception area and mention "HR JAISHREE" on you CV while coming for the direct interview ADDRESS :- Plot no. 129, Sector 44, Near Huda Metro Station, Gurugram Time:- 10:00am - 2:00pm Contact person: HR JAISHREE Contact No. - 9319884479 Experience- 0-5 years Job description: 1) Assisting customers in sale of a range of financial products on phone 2) Role entails working only in Day shift 3) Fully responsible for meeting and exceeding targets as assigned periodically 4) Reaching productivity that meets job standards, while working with speed and accuracy 5) Flexible, able to shift priorities to accommodate changing demands. Perks and Benefits Fixed Salary + Unlimited incentives CONTACT PERSON : HR JAISHREE CONTACT DETAILS : 9319884479

Roles and Responsibilities Handle customer queries related to home loan processing, including pre-approvals and post-disbursement support. Conduct site visits for property verification and appraisal. Coordinate with internal teams (operations, legal, valuation) for smooth disbursement of loans. Ensure compliance with regulatory requirements and company policies. Maintain accurate records of customer interactions and transactions. Desired Candidate Profile 1-3 years of experience in handling mortgage loans or similar roles. B.Com degree from a recognized university. Strong understanding of secured loans against property (LAP), mortgage loans, home loans, and personal loans. Excellent communication skills with ability to work independently.

Roles and Responsibilities Manage end-to-end mortgage loans from lead generation to disbursement. Conduct credit appraisal and due diligence on loan applications. Develop strong relationships with customers through effective communication and negotiation skills. Ensure timely processing and documentation of loan files. Maintain accurate records and reports for mortgage loans portfolio. Desired Candidate Profile 1-3 years of experience in housing finance, lap (loan against property), open market, or secured loan industries. Strong understanding of home loans, mortgage loans, and related regulations. Excellent analytical skills for credit appraisal and risk assessment. Ability to work independently with minimal supervision while maintaining high levels of accuracy.

Profitability Management - Maintaining & optimizing profitability for the branch Target setting & management Monitoring branch targets in numbers & volumes Portfolio quality management through superior underwriting, working closely with collections Cost management managing all branch operating costs including cost of acquisition, operations etc. People management Motivating team, handling HR & administration function of the branch Customer experience management Ensuring superior customer experience and handling customer service in terms of collections, pre closures & service issues. Achieve contributed value targets set for the branch

Candidate Eligibility 1 candidate must be a graduate 2 0.6 to 1 Year of experience in sales is preferred 3.The job requires extensive traveling so the candidate must be willing to travel within the city 4.Candidate must have good communication skills

Job description Designation : Relationship Officer / Sr. Relationship Officer Product : Home Loan / LAP Experience : Minimum One Year Experience in Retail Sales (HL / LAP) Minimum Qualification : Graduate in any stream Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Able to manage high ticket size of the loans Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Compensation: As per the last drawn salary + performance based attractive incentives Interested candidate can share their resume on 8505044754 , Nishi.kumari@auhtm.in,

Job description Designation : Relationship Officer / Sr. Relationship Officer Product : Home Loan / LAP Experience : Minimum One Year Experience in Retail Sales (HL / LAP) Minimum Qualification : Graduate in any stream Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Able to manage high ticket size of the loans Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Compensation: As per the last drawn salary + performance based attractive incentives Interested candidate can share their resume on 8505044754 , Nishi.kumari@auhtm.in,

We are looking for a highly motivated and experienced Sales Manager to lead our Loan Against Property team. The ideal candidate will have a strong background in sales management and a proven track record of success in the Investment Banking/Venture Capital/Private Equity industry. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Lead and manage a team of sales professionals to meet targets. Build and maintain relationships with key clients and stakeholders. Conduct market research and analyze trends to identify new business opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and report on sales performance metrics. Job Requirements Proven experience in sales management, preferably in the Investment Banking/Venture Capital/Private Equity industry. Strong understanding of sales principles and practices. Excellent leadership and communication skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with Loan Against Property products is an added advantage. Location- Mumbai,Delhi,Pune,Bengaluru,Hyderabad,Chennai

Hiring: Sales Manager – Loans Products: Machinery, Home, Business, Mortgage, LAP CTC: 5 LPA Exp: 2–5 yrs in loan sale

Dear Candidate, Role & responsibilities : Managing Sales of Home Loan Product. Sourcing business through open market through different channels. Fulfilling the leads. Implement & develop sales activities to achieve target. Executing all the Sales planning and overseeing target allocation. Responsibilities include the development, preparation and promotion of home loan. Develop and maintain strong relationship with the clients for repeat business or referrals. Meet clients, verify documents, process file for sanction, co-ordinate for disbursement of loan. Ensure the achievement of given business target. Aligning with the marketing team on ground lead generation activities for Sales. Preferred candidate profile - Graduate\Undergraduate both can apply - Should have good communication- - Minimum qualification is 12th/HSC passed. Experience : 0.6 Year - 5 Years in Home loan sales.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - mumbai,delhi,pune,bangalore,hyderabad,chennai.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations. Location: Mumbai,Pune,Bengaluru,Hyderabad,Chennai,delhi

Building and managing the Micro Loan Against Property (secured) product. Sourcing loans with a maximum ticket size of ?10 Lakhs. Ensuring the productivity of the branch. Overseeing the collections process within the branch. Managing the Sales Manager and Direct Sales Team (DST). Managing the branch’s Profit and Loss, ensuring profitability Handling DSA (Direct Selling Agents), Connectors, and Open Market Channels. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Ensuring high levels of customer engagement and satisfaction. Maintaining strong relationships with clients. Identifying and pursuing opportunities in the open market to expand the LAP customer base. Planning execution of market promotional activities. QUALIFICATIONS 5+ Years experience in handling secured micro loan against property product. Prior experience in Micro LAP business (2 Lakhs - 10 Lakhs) ticket sizes is mandatory. Have managed a team of 5-10 people. Well-connected and great understanding of local market. Have handled branch setup and branch operations.

PaisaBuddy is looking for Relationship Officer / Manager- [Sales - LAP] to join our dynamic team and embark on a rewarding career journey Building and maintaining strong relationships with clients and customers, regularly communicating with them to understand their needs and provide appropriate solutions Responding to customer inquiries and complaints in a prompt and professional manner, and resolving any issues that arise Actively seeking new business opportunities and conducting sales presentations to potential clients Collaborating with other departments such as product development, marketing, and operations to ensure customer needs are met and exceeded Maintaining accurate records of customer interactions and transactions Identifying trends in customer behavior and providing insights to the organization on ways to improve customer satisfaction Ensuring compliance with company policies and procedures and regulatory requirements Participating in team meetings and contributing to the overall success of the organization Excellent communication and interpersonal skills, including the ability to build rapport and trust with customers Strong problem-solving and decision-making skills

PaisaBuddy is looking for Branch Manager- [Sales - LAP] to join our dynamic team and embark on a rewarding career journey Direct all operational aspects including distribution operations, customer service, human resources, administration and sales Assess local market conditions and identify current and prospective sales opportunities Develop forecasts, financial objectives and business plans Meet goals and metrics Manage budget and allocate funds appropriately Bring out the best of branchs personnel by providing training, coaching, development and motivation Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities Share knowledge with other branches and headquarters on effective practices, competitive intelligence, business opportunities and needs Address customer and employee satisfaction issues promptly Adhere to high ethical standards, and comply with all regulations/applicable laws Network to improve the presence and reputation of the branch and company Stay abreast of competing markets and provide reports on market movement and penetration

Job description: Build the Sales Strategy and to communicate same to your team members. Conceptualize and execute periodic sales campaigns and product promotions Cross selling of product to avail more incentives. Ensuring the team management and taking the daily reporting from the team. Fulfilment of the require documents for smooth operational work. Achieving Sales Target of the Branch for MSME

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations. Location : - Mumbai , Delhi , Pune , Bangalore , Hyderabad , Chennai

Lead Generation Generate leads through interactions with DSE or through channel partners/open market. Customer Relationship Management End to end customer relationship management including explaining product offerings and resolving sales queries. Cross-selling product offerings to customers. Educates customers with information to build their understanding of issues and capabilities. Goes beyond their day-to-day work to assist customers in a positive manner. Dealer Relationship Management Maintaining relationship with assigned dealer. Deal Processing Collecting all pre-sanction and post sanction documents and performing accurate data entries (RSPM, SAGE etc) Internal Stakeholder Management Interact with operations and credit team in order to ensure smooth processing of loan application. Education Qualification: Only Graduate preferred. Specialized job competencies: Functional Competencies Communication Skill Negotiation Skill Market/Industry Knowledge Analytical Skill Product Knowledge Functional Competencies Communication Skill Negotiation Skill Market/Industry Knowledge Analytical Skill Product Knowledge Hiring Parameters: Candidates from Finance graduate stream preferred. Should be comfortable to move in the market. Should have learning attitude. Location : - Mumbai , Delhi , Pune , Bangalore , Hyderabad , Chennai

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location: Mumbai,Pune,Bengaluru,Hyderabad,Chennai,delhi

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals o Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline Location: Mumbai,New Delhi,Pune,Bangalore,Hyderabad,Chennai