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IDFC FIRST Bank
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Debt Manager-Flows-Commercial Vehicle

Debt Manager-Flows-Commercial Vehicle

IDFC FIRST Bank

2 - 5 years

5 - 8 Lacs

Karnal

Posted:1 day ago| Platform:

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Skills Required

emi commercial purchase logistics recovery accounting commercial activities planning commercial management purchase management vendor development material management collections mis procurement supply chain management debt management inventory management finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Requirements

Role/ Job Title

Function/ Department

Job Purpose:

The role bearer has the responsibility to plan, organize, direct and oversee the activities of the collections department. It also includes managing the agencies associated with the company in their assigned territory. The role bearer is responsible for the efficiency and optimization of retrieving EMI from the customers and ensuring adherence to all the guidelines laid out by the bank contributing to the larger organizational objectives of the bank.

Roles & Responsibilities:

Responsible for managing and undertaking collections process for debts that have been assigned.
Regularly track the portfolio for specific buckets for the assigned area.
Track & control the delinquency of the area, Bucket-wise & DPD wise and focus on non-starters.
Responsible to allocate and achieve targets from agencies/ in house team.
Regularly follow up with the default customers.
Ensuring adherence to collection process and legal guidelines.
Tracing out absconded default customers and initiate recovery process.
Recommend for legal actions for non-recoverable cases and following up with the legal team for the closure of the cases.
Maintain data for administrative work related to collection such as updating delinquent account history, providing and maintaining MIS report, reviewing of collection feedback on daily, weekly & monthly basis.

Education Qualification:

Graduation: Any

Experience

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IDFC FIRST Bank

Banking and Financial Services

Chennai

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Debt Manager-Flows-Commercial Vehicle