9 Application Review Jobs

As an employee at NHS Scotland, you will be part of an organization that is dedicated to promoting equality and diversity within its workforce and eradicating any form of unlawful discrimination. Our primary goal is to ensure that our team is inclusive and reflective of the society we serve, creating an environment where every individual feels valued and empowered to perform at their highest potential. We encourage applications from all segments of the population, as we believe that diversity is a key strength that drives innovation and excellence in our services. Join us in our commitment to building a workplace where everyone is respected and can contribute their unique skills and perspectives towards our collective success.,

As an organization, NHS Scotland is dedicated to promoting equality and diversity within our team and eradicating any form of illegal discrimination. Our goal is to ensure that our workforce is authentically inclusive, where every individual feels valued and empowered to perform at their highest level. In line with this objective, NHS Scotland actively encourages applications from individuals across all segments of society.,

As a Relationship Manager specializing in Home Loan and Mortgage, you will play a crucial role in facilitating the conversion of Home Loan (HL) and Mortgage leads into field appointments, leading to successful loan disbursals. Your responsibilities will include managing relationships with Banks and Non-Banking Financial Companies (NBFCs) to ensure smooth operations and timely processing of loan applications. Your key responsibilities will involve converting Home Loan and Mortgage leads into field appointments, overseeing the entire process from lead conversion to loan disbursals while ensuring compliance with regulations and policies. Additionally, you will be tasked with cultivating and maintaining strong relationships with Banks and NBFCs to streamline loan processing and address any issues promptly. Candidates for this role should have a minimum of 1 year of experience in Home Loan and Mortgage operations. You will be required to interact with clients to understand their needs, guide them through the loan application process, and assist in completing loan contracts. Regular analysis of active loan files, submission of loan applications, preparation of comprehensive loan proposals, and evaluation of loan applications will also be part of your responsibilities. To succeed in this role, you should possess strong interpersonal skills, proficiency in analyzing financial data and interpreting loan documents, attention to detail, and the ability to work efficiently in a fast-paced environment. Knowledge of relevant laws and regulations governing the Home Loan and Mortgage industry is essential, and a Bachelor's degree in Finance, Business Administration, or a related field is preferred. If you are looking to leverage your experience in Home Loan and Mortgage operations, collaborate with clients and stakeholders effectively, and ensure compliance and customer satisfaction in loan processing, this role offers an exciting opportunity to grow and succeed in the field.,

Roles and Responsibilities: Loan Application Review : Evaluate and review mortgage loan applications to assess the creditworthiness and risk associated with the borrower. Ensure that applications meet both regulatory and company guidelines. Risk Assessment : Analyze financial documents, credit reports, appraisals, property valuations, and income verification to determine the risk associated with a mortgage application. Decision-Making : Approve, deny, or recommend modifications for mortgage loans based on underwriting guidelines and financial data, ensuring compliance with internal policies and external regulations. Compliance & Regulatory Knowledge : Ensure that all underwriting decisions comply with regulatory requirements, including federal, state, and local laws (e.g., RESPA, TILA, TRID, and HMDA). Documentation Management : Review borrower documents, such as income statements, tax returns, bank statements, and credit reports, to verify their authenticity and accuracy. Communication with Clients & Brokers : Liaise with loan officers, brokers, and other stakeholders to clarify loan requirements, resolve discrepancies, and communicate the status of the underwriting process. Appraisal & Title Review : Review property appraisals and title reports to ensure they are accurate and align with the mortgage loan requirements. Debt-to-Income & Loan-to-Value Ratio Evaluation : Assess the borrower's debt-to-income (DTI) ratio and loan-to-value (LTV) ratio to determine the overall risk of the loan. Automated Underwriting Systems : Utilize automated underwriting systems (AUS) like Fannie Mae, Freddie Mac, or proprietary systems to assess loan eligibility. Portfolio Management : Monitor and assess loan portfolios, flagging any concerns or potential risks in the loan book. File Documentation & Record Keeping : Ensure all loan files are complete, organized, and compliant with underwriting guidelines, maintaining clear and accurate records for audit and review purposes. Escalations and Special Requests : Handle complex, high-risk, or non-standard loan scenarios by escalating to senior underwriters or management for further review and final decision-making. Quality Assurance : Conduct post-closing reviews and audits of loan files to ensure compliance with all underwriting standards and identify areas for improvement. Collaboration with Other Teams : Work closely with loan processors, closers, and other departments to resolve issues that may arise during the underwriting process and ensure smooth loan closures. Skills and Qualifications: Strong Analytical Skills : Ability to assess financial documents, risk factors, and make data-driven decisions based on an applicant's ability to repay the mortgage. Attention to Detail : Ensure accuracy in the review of financial statements, credit reports, appraisals, and other key loan documents. Knowledge of Mortgage Products : Understanding of various mortgage products (conventional, FHA, VA, USDA) and underwriting guidelines for each. Regulatory Knowledge : In-depth knowledge of industry regulations, such as TRID , HMDA , TILA , RESPA , and Dodd-Frank Act , as well as state-specific mortgage laws. Communication Skills : Excellent verbal and written communication skills to interact with clients, brokers, and internal teams effectively. Problem-Solving : Ability to identify issues in loan files and propose solutions to resolve them efficiently. Decision-Making Ability : Strong ability to make quick and sound decisions regarding loan approval, denial, or modifications. Time Management : Ability to manage multiple loan applications and tasks while adhering to deadlines. Customer Service Orientation : Maintain professionalism when dealing with applicants, brokers, and other stakeholders to ensure a smooth experience. Technical Proficiency : Familiarity with underwriting software (e.g., Encompass, Calyx, Lending QB), automated underwriting systems (e.g., DU/DO), and MS Office Suite (Word, Excel, Outlook). Risk Management : Ability to balance risk with company profitability and ensure loans are underwritten in a way that minimizes defaults.

Roles and Responsibilities: Live Application Assessment : Review and assess live insurance, mortgage, or loan applications in real-time to ensure compliance with underwriting guidelines and risk management policies. Risk Evaluation : Evaluate applicants financial history, health status, property conditions (for insurance), and other relevant factors to determine risk levels and underwriting decisions. Decision-Making : Make immediate underwriting decisions during live transactions, ensuring that applications meet company standards for approval, denial, or further review. Real-Time Communication : Collaborate with agents, brokers, or other stakeholders during live underwriting processes to resolve queries or clarify discrepancies in real-time. Data Verification : Verify the accuracy and completeness of the information provided by applicants, including income, employment history, health records (for insurance), and credit reports. Escalation Management : Identify complex or high-risk cases that require escalation to senior underwriters or managers for additional review and approval. Client Interaction : Provide real-time support and clarification to clients or brokers, answering any questions regarding the underwriting process, required documentation, or decision status. Document Review : Review live documents submitted for underwriting purposes, such as medical reports, property valuations, credit reports, and other supporting paperwork. Compliance : Ensure that all underwriting decisions comply with legal regulations, internal policies, and industry standards, maintaining high levels of compliance. Process Improvement : Identify and recommend improvements to live underwriting processes to reduce turnaround times and enhance customer satisfaction. Real-Time Reporting : Maintain accurate records of live underwriting decisions, exceptions, and any issues for future reference, auditing, and reporting. Training and Mentoring : Assist in training new underwriters or junior staff, sharing knowledge and best practices for handling live underwriting transactions. Technology Utilization : Use underwriting software and systems effectively to streamline the live underwriting process, ensuring accuracy and efficiency in decision-making. Skills and Qualifications: Strong Analytical Skills : Ability to evaluate and assess various financial, health, and property-related data to determine risks and make informed decisions. Attention to Detail : High attention to detail in reviewing live applications and documentation, ensuring compliance with all underwriting guidelines and risk management policies. Communication Skills : Strong verbal and written communication skills to interact with brokers, agents, and clients effectively, especially in high-pressure or live situations. Decision-Making Ability : Quick and effective decision-making skills, particularly under pressure, while maintaining high-quality standards. Time Management : Ability to manage multiple live applications simultaneously while ensuring that all decisions are made promptly. Problem-Solving Skills : Ability to identify issues or discrepancies in live applications and work quickly to resolve them or escalate when necessary. Regulatory Knowledge : Understanding of industry regulations, underwriting guidelines, and compliance requirements (e.g., KYC, AML) is crucial. Adaptability : Ability to adapt to changes in the underwriting process, software, or regulations, especially in live environments. Customer-Centric : Understanding the importance of delivering a positive customer experience while maintaining the integrity of underwriting decisions. Technology Proficiency : Experience with underwriting software, CRM systems, and basic office software (e.g., Microsoft Office Suite, Excel).

Roles and Responsibilities: Application Review : Review loan, insurance, or credit applications for completeness, accuracy, and compliance with regulatory and company guidelines. Data Verification : Verify applicant details, such as income, employment, and credit history, using third-party databases, documents, or other sources. Risk Assessment : Conduct preliminary risk assessments to determine whether an application meets the necessary requirements for underwriting. Document Collection : Coordinate with applicants to collect missing or additional documents needed to support the application process. Preliminary Evaluation : Perform a preliminary review of the applicant's financial status, credit reports, and other documentation to ensure that it meets internal policies and risk tolerance levels. Quality Control : Ensure that all required documentation and forms are accurately completed and compliant with underwriting guidelines before submission to the underwriting team. Communication : Maintain clear and professional communication with internal teams (e.g., sales, operations, underwriting) and customers regarding application status, missing documents, or issues that need resolution. Systems Management : Input and manage data in the underwriting system, ensuring accurate and timely processing of applications. Decision Support : Assist senior underwriters by providing preliminary assessments and reports, facilitating the decision-making process. Regulatory Compliance : Ensure that all applications comply with industry regulations, internal policies, and legal standards. Customer Interaction : Handle customer inquiries and provide status updates on their applications, ensuring a smooth and professional experience. Continuous Improvement : Contribute to process improvements by identifying bottlenecks or inefficiencies in the pre-underwriting process. Reporting : Generate reports for management on application statuses, pending items, and any issues that may arise during the review process. Skills and Qualifications: Attention to Detail : Strong ability to review documentation and data accurately to ensure compliance with guidelines and regulations. Analytical Skills : Ability to analyze financial data, credit reports, and applicant information to assess risk and suitability for underwriting. Communication Skills : Strong verbal and written communication skills for liaising with customers and internal teams. Organizational Skills : Excellent organizational skills to manage multiple applications, documents, and deadlines simultaneously. Knowledge of Financial Products : Understanding of insurance, loan, or credit products, and the requirements for approval within those fields. Customer Service Orientation : Professional and courteous in handling customer inquiries and resolving issues. Problem-Solving Skills : Ability to identify and address issues early in the application process, finding solutions to expedite the review process. Technical Proficiency : Familiarity with underwriting systems and other office software such as Microsoft Office Suite (Excel, Word, Outlook). Time Management : Ability to prioritize tasks and manage workloads efficiently to meet deadlines. Team Collaboration : Ability to work closely with underwriting teams and other departments to ensure a smooth workflow. Regulatory Knowledge : Understanding of regulatory guidelines, such as those from financial authorities (e.g., SEC, FINRA) and internal underwriting standards.

Job Summary: We are seeking a motivated and dynamic Admission Counsellor to join our team. The successful candidate will be vital in assisting prospective students through the admissions process, providing them with guidance and support as they navigate their educational journey. Roles and Responsibilities: Student Guidance: Assist prospective students and their families through the admissions process, providing information on academic programs, admissions requirements, and campus life. Admissions Process: Manage the admissions process from initial inquiry to enrollment, including reviewing applications, scheduling interviews, and conducting follow-up communications. Relationship Building: Develop and maintain relationships with high schools, community organizations, and other partners to promote the institution and attract prospective students. Events and Recruitment: Represent the institution at recruitment events, college fairs, and high school visits to promote awareness and generate interest in our programs. Data Management: Maintain accurate records of prospective students and their application status using our CRM system, ensuring timely follow-up and communication. Support Services: Provide support to students and families regarding financial aid options, scholarships, and other resources available to them. Team Collaboration: Collaborate with admissions team members and other departments to ensure a seamless and positive experience for prospective students throughout the admissions process. Requirements: Bachelor's degree in any field. Strong communication and interpersonal skills. Ability to work independently and as part of a team. Excellent organizational and time management skills. Education: Any UG or PG -Any Specialization

Job Type: Full-time/Contract Job Summary: We are seeking a motivated and dynamic Admission Counsellor to join our team. The successful candidate will be vital in assisting prospective students through the admissions process, providing them with guidance and support as they navigate their educational journey. Roles and Responsibilities: Student Guidance: Assist prospective students and their families through the admissions process, providing information on academic programs, admissions requirements, and campus life. Admissions Process: Manage the admissions process from initial inquiry to enrollment, including reviewing applications, scheduling interviews, and conducting follow-up communications. Relationship Building: Develop and maintain relationships with high schools, community organizations, and other partners to promote the institution and attract prospective students. Events and Recruitment: Represent the institution at recruitment events, college fairs, and high school visits to promote awareness and generate interest in our programs. Data Management: Maintain accurate records of prospective students and their application status using our CRM system, ensuring timely follow-up and communication. Support Services: Provide support to students and families regarding financial aid options, scholarships, and other resources available to them. Team Collaboration: Collaborate with admissions team members and other departments to ensure a seamless and positive experience for prospective students throughout the admissions process. Requirements: Bachelor's degree in any field. Strong communication and interpersonal skills. Ability to work independently and as part of a team. Excellent organizational and time management skills. Education: Any UG or PG -Any Specialization Required Skills:Communication skills, Interpersonal Skills, Negotiation skills, Convinicing skills.

Job Type: Full-time/Contract Job Summary: We are seeking a motivated and dynamic Admission Counsellor to join our team. The successful candidate will be vital in assisting prospective students through the admissions process, providing them with guidance and support as they navigate their educational journey. Roles and Responsibilities: Student Guidance: Assist prospective students and their families through the admissions process, providing information on academic programs, admissions requirements, and campus life. Admissions Process: Manage the admissions process from initial inquiry to enrollment, including reviewing applications, scheduling interviews, and conducting follow-up communications. Relationship Building: Develop and maintain relationships with high schools, community organizations, and other partners to promote the institution and attract prospective students. Events and Recruitment: Represent the institution at recruitment events, college fairs, and high school visits to promote awareness and generate interest in our programs. Data Management: Maintain accurate records of prospective students and their application status using our CRM system, ensuring timely follow-up and communication. Support Services: Provide support to students and families regarding financial aid options, scholarships, and other resources available to them. Team Collaboration: Collaborate with admissions team members and other departments to ensure a seamless and positive experience for prospective students throughout the admissions process. Requirements: Bachelor's degree in any field. 1-2 years of experience in admissions counseling or related field preferred. Strong communication and interpersonal skills. Ability to work independently and as part of a team. Excellent organizational and time management skills. Education: Any UG or PG -Any Specialization Required Skills: Communication skills, Interpersonal Skills, Negotiation skills, Convinicing skills.